The National Insurance Commission (NIC) has revealed that about 1.2 million vehicles in the country are uninsured putting drivers and passengers at greater risk in the event of an auto accident.
The Commission’s 2018 report has revealed that out of the over 2.2 million vehicles registered with the DVLA, only one million motor stickers have been sold.
The Commission has attributed the data to the alarming proliferation of fraudulent motor insurance stickers, especially with commercial vehicles.
“This shows that there are a large number of uninsured vehicles or fake motor insurance stickers in circulation.” the report has stated.
The danger this poses is that it exposes innocent passengers to high risk of not being eligible for any compensation should they be involved in any accidents whilst travelling on such vehicles.
Regulatory action
The Commission believes the most effective solution to this is the implementation of an electronic motor insurance database – a central database to check the validity of Motor Insurance Stickers.
According to the NIC, “the checks can be done through a text message or a QR reader.”
The Commission says it is currently in talks with the DVLA to ensure checks are made about the validity of an insurance cover before it (DVLA) registers or undertakes a roadworthy assessment. The NIC looks forward to implementing this database before the end of the year 2019.
Uninsured government vehicles
Meanwhile, out of the 1.2 million vehicles in circulation, a percentage is owned by the government. However, it has not been established how many of such vehicles are owned by the government.
Source: Ghana | Bismark Awusah | JoyBusiness
Date: 11-09-2019 Time: 11:09:27:am
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