Group Life Policy/Personal Accident

The policy is suitable for Executive or Senior personnel of your company or organization.  

Scope Of Cover
The Group Life Policy is a death-in-service benefit, which provides lump sum compensation to dependents or beneficiaries of a deceased employee whilst the insurance contract is in force. 

Benefits are payable in respect of death from all causes, except when specifically excluded. The supplementary accident policy pays compensation following injury or permanent disability resulting from violent, external and visible means.
The cover is on a 24- hour basis and is worldwide.  

Basis Of Insurance
The Employer shall choose the level of benefit for members of the scheme on the basis of a multiple of annual earnings or a flat amount of benefit for each category of employees.  






Get Covered

Risk & Insurance Products

Health Insurance

Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses.

Life Insurance

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary an agreed sum of money upon the occurrence of the insured person's or persons death in return for the payment of a premium.

Prudential Group Life Insurance

Group Life Insurance assures employees that in the unlikely event of death, disability or critical illness, a multiple of their annual salary will be provided to their beneficiaries as a replacement income.

Travel Insurance

This policy provides financial relief to International travelers for medical expenses and hospitalization abroad, delayed departure, location and forwarding of baggage and personal effects,

Contractor's All Risk Insurance

This policy promises to indemnify the insured in respect of loss, damage or destruction of any of the contract works both temporary and permanent while in the cause of construction or whilst on the contract site etc

Bankers Indemnity Insurance

The policy indemnifies the insured for all losses sustained and discovered in the manner described here below within the period of insurance.

Directors & Officers Liability Insurance

Bad business decisions by directors and mangers are likely to attrac the increased attention of shareholders and other third parties who are looking to recover losses.

Group Funeral

The objective of this plan is to insure the obligations of the employer in the unlikely event of an employee's death.

Enterprise Living Plus Plan

The Enterprise Living Plus Plan is a “one-stop life insurance solution product” specifically designed to meet both the death and survival needs of the middle-class market.

Personal Insurances

Whether for your house, contents, vehicles or personal properties, WESTOM Insurance Brokers can help you to create bespoke solutions for your personal insurance need

There will be no need of insurance if we are living in a perfect world. Our cars,businesses, properties and homes will remain undamaged