The Enterprise Living Plus Plan is a “one-stop life insurance solution product” specifically designed to meet both the death and survival needs of the middle-class market.
This product seeks to provide an opportunity for “breadwinner” in this market segment to sustain the standard of living of their families when the misfortunes of life occur.
Product Features
- Wide Scope of Cover
- Core-Death, Total/Permanent Disability, Critical illness
- Optional Risk Riders –Hospitalisation, Personal Accident Cover Funeral cover of which an individual can insure his/her parents for high as GH50, 000 per event. One can further add:
- 1-week celebration cover
- 40 days cover
- Memorial cover
- Optional Investment-Based Covers
- Education Support Fund
- Retirement Plan
- Assets Acquisition Policy
- Wide benefits range: Pre-determine in millions of Ghana Cedis especially on core covers
- Cash Back Feature: A pre-determined percentage of premiums paid are returned if no claims are made over a defined period
- Premium Payment structure flexibility
- Benefit payment structure flexible either on an immediate or deferred basis or a hybrid
- Waiver of Premium Benefit after age 65 until policyholder attains age 70
- Convenient underwriting process
How it works
- Policyholder has flexibility in determining which covers and riders are relevant
- Policy can be structured on an accelerated or stand-alone basis
- Benefits are paid out as lump sum
- Policy application will be underwritten on a medical, financial, and occupational basis depending on the sum assured.
Claims Settlement
A very seamless claim process with some benefit payable within 24hours, subject to submission of relevant documents and a completed claim form.
Get Covered
Risk & Insurance Products
Health Insurance
Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses.
Life Insurance
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary an agreed sum of money upon the occurrence of the insured person's or persons death in return for the payment of a premium.
Prudential Group Life Insurance
Group Life Insurance assures employees that in the unlikely event of death, disability or critical illness, a multiple of their annual salary will be provided to their beneficiaries as a replacement income.
Travel Insurance
This policy provides financial relief to International travelers for medical expenses and hospitalization abroad, delayed departure, location and forwarding of baggage and personal effects,
Contractor's All Risk Insurance
This policy promises to indemnify the insured in respect of loss, damage or destruction of any of the contract works both temporary and permanent while in the cause of construction or whilst on the contract site etc
Bankers Indemnity Insurance
The policy indemnifies the insured for all losses sustained and discovered in the manner described here below within the period of insurance.
Directors & Officers Liability Insurance
Bad business decisions by directors and mangers are likely to attrac the increased attention of shareholders and other third parties who are looking to recover losses.
Group Funeral
The objective of this plan is to insure the obligations of the employer in the unlikely event of an employee's death.
Enterprise Living Plus Plan
The Enterprise Living Plus Plan is a “one-stop life insurance solution product” specifically designed to meet both the death and survival needs of the middle-class market.
Personal Insurances
Whether for your house, contents, vehicles or personal properties, WESTOM Insurance Brokers can help you to create bespoke solutions for your personal insurance need
There will be no need of insurance if we are living in a perfect world. Our cars,businesses, properties and homes will remain undamaged
