The Dawn of a New Managing General Agency -Safelite MGA LTD

7 March, 2025

We are excited to introduce to you Safelite MGA LTD, the first Managing General Agency on the Ghana Market looking to serve the African, Asian and Middle East markets.

With a combined 32 years of underwriting experience, we are poised to serve various partners in the year 2025 and beyond. Our attention to detail and dedication to efficient customer service delivery puts us in a unique position to better serve our stakeholders.

We have binding capacity from reputable reinsurers to write risks relative to Property, Engineering, Marine, Energy, Miscellaneous Accidents/Casualty and Motor.

We also write specialty risks outside our binder facility through special acceptance. Safelite MGA LTD was Incorporated in 2022 and licensed in 2024 with the objective to provide specialty insurance solutions and underwrite a wide range of insurance products.

We have long standing relationships with reinsurers, reinsurance brokers and cedants and we aim to deliver superior customer service and expert claims management. We are licensed by the National Insurance Commission.

The Dawn of a New Managing General Agency

In the heart of Africa, where the past and future converge, a new dawn breaks. The sky is painted with hues of amber and gold, reflecting the birth of something extraordinary—a vision forged in wisdom, resilience, and an unrelenting pursuit of excellence.

Capacity was scarce, trust was fragile, and the tides of global reinsurance ebbed away from the shores where they were needed most. But in the heart of Africa, where the sun rises boldly against the vast horizon, a new flame was kindled-a Managing General Agency (MGA) forged not merely as a business, but as a going concern.

Its objective-to bridge markets and unlock capacity. Its founders did not seek merely to underwrite risks; they sought to illuminate a path. Inspired by the relentless spirit of Kwame Nkrumah, who once declared, “We face neither East nor West; we face forward,” they envisioned an African insurance market standing tall—courageous and unyielding. Their MGA would be the torchlight, guiding local businesses to break free from scarcity of capacity and cover for niche products.

The Flame That Ignites

In the quiet halls where this MGA was conceived, an eagle emblem adorned the walls—a tribute to Kwegyir Aggrey’s timeless words: "The eagle that is caged among chickens may forget how to fly." Too long had the market waited for the opportunity to take to flight. This MGA was to be different. It would spread its wings across the various markets to seek support, proving that together as one- Ubuntu! we could build our own capacity, and insure our own future. Its philosophy was simple: light the path for others to follow. With every policy written, with every risk assumed, every claim settled, the flame grew brighter, dispelling doubt, instilling confidence.

A Dream Rekindled

Like Dr. Martin Luther King Jr., the visionaries had a dream. A dream where African businesses would no longer be shackled by restrictive underwriting, where industrialists in Accra, tech entrepreneurs in Nairobi, and energy pioneers in Lagos could all find protection within a system that understood their needs. They remembered King’s words: “Faith is taking the first step even when you don’t see the whole staircase.” The MGA took that step. It complemented and offered alternatives to legacy systems. It built relationships not on doubt, but on trust—on the belief that together with the support of their partners, a better future could be built now.

Safelite MGA

A Future Ablaze

Soon, others took notice. The torchlight had been lifted high, and one by one, African insurers and brokers gathered around the fire, relishing warmth, dancing to the rhythm of the drumbeats and enjoying the narrative. The MGA became more than an underwriter; it became a beacon, a testament to what could be achieved when vision met action. And so, just as Nkrumah had rallied the people with the cry, “Forward ever, backward never!”, the MGA pressed on—undaunted, undeterred. The flame would not flicker; it would not be extinguished. It would burn until the entire African insurance industry stood ablaze with possibility. For this was not just a company. It was Africa's own golden child nurtured by Mother Africa.

References:

1.Dr. Kwame Nkrumah – His philosophy of Pan-Africanism and self-reliance was drawn from speeches and writings, particularly: “We face neither East nor West; we face forward.” (Nkrumah, speech at Ghana’s Independence, 1957). “Forward ever, backward never!” (Popular slogan associated with his leadership).

2.Kwegyir Aggrey – The eagle metaphor is inspired by his well-known quote: “The eagle that is caged among chickens may forget how to fly.” (Aggrey’s advocacy for African self- determination and education).

3.Martin Luther King Jr. – His philosophy of faith, courage, and leadership was incorporated through: “Faith is taking the first step even when you don’t see the whole staircase.” (Attributed to King, frequently cited in his speeches and writings).

By:Henry Kingsley Owusu-Adiefeh, MD

Chartered Insurer |Managing General Agent(MGA)| Technical Insurance Operations | Insurance Broker| Inclusive Insurance

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