Imperial's special collision insurance with hospitalization benefits

4 March, 2025

Imperial General Assurance, a leading insurance provider, has outdoored an industry-first Collision Insurance policy to meet the growing motor insurance needs of drivers and transport operators.

The new insurance product provides financial assistance to the insured for the replacement or repair of vehicle parts owing to damage arising from collision with another vehicle or an object and this product is in response to the needs of the market.

“The unveiling of this new product is an indication that the insurance industry in Ghana is growing and working towards developing tailor-made products and services that will meet specific needs. This product will certainly bridge a yawning gap and endear us to the many customers out there.

Hospitalization Benefits

Deputy Managing Director of Imperial General Assurance, Mr. Harry Ofori-Attah revealed that Collision Insurance has a hospitalization benefit component that takes care of the health needs of customers beyond the road.

“The hospitalization benefit is not arising out of accidents, but it is as a result of the fact that when a person who has bought this collision insurance gets severely sick and is admitted to the hospital, that person, after three days, earns GHC 100 per day up to 30 days..

Policyholders of collision insurance automatically enjoy all third party benefits. The policy also provides cover for own damage.

Source: Imperial outdoors Collision Insurance with hospitalization benefits

Tags: Imperial General Insurance Collision insurance motor insurance

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